22 Adar (Vayakhel-Pekudei)

In the beginning of Pekudei (38,21) it says the word mishkan twice in a row and Rashi explains that the reason its repeated is because it's hinting to the two beis hamikdashes that will be taken as a mashkon (collateral) because of our sins. But a collateral by definition means that he is taking something from the other person. Here Hashem is taking his house, you can't call that a collateral!?